/* ============================================================
   CalcFin — shared styles for legal / content pages
   (Privacy, Terms, Disclaimer, Contact)
   ============================================================ */
@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&family=DM+Serif+Display&display=swap');

:root{
  --navy:#16302a;
  --accent:#E85D43;
  --accent-dark:#D14A30;
  --accent-soft:#FCE7E0;
  --green:#0E9F6E;
  --bg:#FBF7F1;
  --surface:#FFFFFF;
  --surface-2:#F5EFE5;
  --text:#241F1A;
  --text-muted:#8A7E6F;
  --border:#ECE3D5;
  --border-strong:#DDD1BE;
  --shadow-sm:0 1px 2px rgba(74,55,30,.06);
  --shadow:0 2px 6px rgba(74,55,30,.05),0 10px 28px rgba(74,55,30,.08);
  --shadow-lg:0 12px 24px rgba(74,55,30,.08),0 32px 64px rgba(74,55,30,.16);
  --ring:0 0 0 4px rgba(232,93,67,.16);
  --glow-accent:0 12px 30px rgba(232,93,67,.32);
  --grad-accent:linear-gradient(135deg,#F0613E 0%,#E85D43 50%,#D14A30 100%);
  --radius:18px;
  --radius-lg:26px;
  --radius-pill:999px;
  --maxw:880px;
}
[data-theme="dark"]{
  --navy:#0d0b09;
  --accent:#F0613E;
  --accent-dark:#E85D43;
  --accent-soft:#3A241D;
  --green:#1BB07D;
  --bg:#171310;
  --surface:#211C16;
  --surface-2:#2A241C;
  --text:#F4ECE0;
  --text-muted:#B5A894;
  --border:#372F25;
  --border-strong:#4A3F31;
  --shadow-sm:0 1px 2px rgba(0,0,0,.4);
  --shadow:0 2px 6px rgba(0,0,0,.35),0 10px 30px rgba(0,0,0,.45);
  --shadow-lg:0 12px 24px rgba(0,0,0,.5),0 32px 70px rgba(0,0,0,.6);
  --ring:0 0 0 4px rgba(240,97,62,.28);
  --glow-accent:0 12px 36px rgba(232,93,67,.5);
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:'Plus Jakarta Sans',system-ui,-apple-system,sans-serif;
  background:var(--bg);color:var(--text);line-height:1.6;overflow-x:hidden;
  -webkit-font-smoothing:antialiased;transition:background .3s,color .3s;
}
a{color:inherit;text-decoration:none}
.container{max-width:var(--maxw);margin:0 auto;padding:0 20px}

/* ---------- HEADER ---------- */
header{
  position:sticky;top:0;z-index:100;background:color-mix(in srgb,var(--surface) 88%,transparent);
  backdrop-filter:blur(14px);border-bottom:1px solid var(--border);
}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:14px}
.logo{display:flex;align-items:center;gap:9px;font-weight:800;font-size:1.3rem;letter-spacing:-.02em}
.logo .mark{
  width:36px;height:36px;border-radius:10px;background:var(--grad-accent);
  display:grid;place-items:center;color:#fff;font-size:1.05rem;
  box-shadow:0 4px 12px rgba(232,93,67,.4),inset 0 1px 0 rgba(255,255,255,.3);
}
.logo b{color:var(--accent)}
.nav-right{display:flex;align-items:center;gap:10px}
.icon-btn{
  width:44px;height:44px;border-radius:50%;border:1.5px solid var(--border-strong);background:var(--surface);
  cursor:pointer;display:grid;place-items:center;font-size:1.15rem;color:var(--text);transition:.2s;box-shadow:var(--shadow-sm);
}
.icon-btn:hover{border-color:var(--accent);color:var(--accent);transform:translateY(-1px);box-shadow:var(--shadow)}
.btn{
  font-family:inherit;font-weight:700;font-size:.92rem;cursor:pointer;border:none;
  padding:12px 24px;border-radius:var(--radius-pill);transition:transform .2s,box-shadow .25s,filter .2s;display:inline-flex;align-items:center;gap:8px;
  background:var(--grad-accent);color:#fff;box-shadow:0 6px 18px rgba(232,93,67,.28),inset 0 1px 0 rgba(255,255,255,.18);
}
.btn:hover{transform:translateY(-2px);box-shadow:var(--glow-accent);filter:saturate(1.08)}
:focus-visible{outline:none;box-shadow:var(--ring);border-radius:10px}

/* ---------- PAGE BODY ---------- */
.page{padding:44px 0 70px}
.crumb{font-size:.85rem;color:var(--text-muted);margin-bottom:18px}
.crumb a{color:var(--accent);font-weight:600}
.crumb a:hover{text-decoration:underline}
.page h1{
  font-family:'DM Serif Display',serif;font-weight:400;font-size:clamp(2rem,5vw,2.8rem);
  letter-spacing:-.01em;margin-bottom:8px;
}
.updated{color:var(--text-muted);font-size:.88rem;margin-bottom:26px}

.content{
  position:relative;overflow:hidden;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);
  box-shadow:var(--shadow);padding:38px;
}
.content::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:var(--grad-accent)}
.content h2{font-size:1.2rem;font-weight:800;margin:28px 0 10px;letter-spacing:-.01em}
.content h2:first-child{margin-top:0}
.content p{color:var(--text-muted);margin-bottom:14px}
.content ul{color:var(--text-muted);margin:0 0 16px 22px;display:grid;gap:8px}
.content li{padding-left:2px}
.content a{color:var(--accent);font-weight:600}
.content a:hover{text-decoration:underline}
.content strong{color:var(--text)}
.content .lead{font-size:1.05rem;color:var(--text)}

/* contact cards */
.contact-card{background:var(--surface-2);border:1px solid var(--border);border-radius:16px;padding:16px 18px;margin-bottom:14px}
.contact-card .lbl{font-size:.8rem;color:var(--text-muted);font-weight:600;text-transform:uppercase;letter-spacing:.04em}
.contact-card .val{font-size:1.1rem;font-weight:700;margin-top:3px}
.muted{font-size:.85rem}

/* ---------- FOOTER ---------- */
footer{background:linear-gradient(180deg,#1F3B33,#13251F);color:#d9d0c2;padding:48px 0 26px;margin-top:60px}
[data-theme="dark"] footer{background:linear-gradient(180deg,#181410,#0e0b08)}
footer .logo{color:#fff;margin-bottom:12px}
.foot-links{display:flex;flex-wrap:wrap;gap:8px 20px;margin:18px 0}
.foot-links a{color:#c3b8a6;font-size:.9rem}
.foot-links a:hover{color:#fff}
.disclaimer{font-size:.84rem;color:#ab9f8d;max-width:520px;margin-top:4px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:20px;margin-top:24px;text-align:center;font-size:.85rem;color:#ab9f8d}

@media(max-width:600px){
  .container{padding:0 16px}
  .content{padding:22px 18px}
}