This Privacy Policy explains how CalcFin ("we", "us", "our") handles information when you use our website and calculators. We are committed to protecting your privacy and complying with India's Digital Personal Data Protection Act, 2023 (DPDP Act) and other applicable laws.
1. Information We Collect
CalcFin is a privacy-first tool. All calculations run entirely inside your browser. We do not operate a backend server that stores your loan figures.
- Information you enter (loan amount, interest rate, tenure, etc.) is processed locally on your device and is not transmitted to or stored by us.
- Local storage: We use your browser's local storage to remember your last-used values and your light/dark theme preference, purely for your convenience. This data never leaves your device and you can clear it anytime via your browser settings.
- Usage & device data: Our analytics and advertising partners may automatically collect standard technical data such as IP address, browser type, device type, pages visited, and time on site.
2. Cookies & Advertising
We display advertisements served by Google AdSense and may use Google Analytics. These third parties use cookies and similar technologies to deliver, personalise, and measure ads.
- Google, as a third-party vendor, uses cookies (including the DoubleClick cookie) to serve ads based on your prior visits to this and other websites.
- You may opt out of personalised advertising by visiting Google Ads Settings.
- You can learn about third-party vendor cookies and opt out at www.aboutads.info.
- Where required, we present a consent banner allowing you to accept or decline non-essential cookies.
3. How We Use Information
- To operate, maintain, and improve the website.
- To display and measure advertising that helps keep CalcFin free.
- To understand aggregate usage trends through analytics.
4. Data Sharing
We do not sell your personal data. Information may be processed by our advertising and analytics partners (such as Google) in accordance with their own privacy policies, including Google's Privacy Policy.
5. Your Rights
Subject to applicable law, you may request access to, correction of, or deletion of any personal data, and may withdraw consent for cookies at any time. You can also clear locally stored data through your browser. To exercise these rights, contact us using the details on our Contact page.
6. Children's Privacy
CalcFin is intended for users aged 18 and above and is not directed at children. We do not knowingly collect personal data from minors.
7. Changes to This Policy
We may update this Policy from time to time. The "Last updated" date above reflects the latest revision. Continued use of the site after changes constitutes acceptance.
8. Contact
For privacy questions, email us at contact@indibuys.com or visit our Contact page.