By accessing or using CalcFin (the "Service"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Service.
1. Purpose of the Service
CalcFin provides free online calculators for estimating loan EMIs, interest, amortization schedules, and investment returns. The Service is provided for general informational and educational purposes only.
2. Not Financial Advice
Nothing on this website constitutes financial, investment, tax, legal, or professional advice. Results are estimates and should not be the sole basis for any borrowing or investment decision. Always consult a qualified professional and your lender before acting. See our Disclaimer for details.
3. Accuracy of Results
Calculations are based on the figures you enter and standard formulas. Actual loan terms, EMIs, fees, taxes, and returns may differ from our estimates due to lender policies, the exact interest computation method, rounding, market conditions, and other factors.
4. Acceptable Use
- You agree not to misuse the Service, attempt to disrupt it, or use it for any unlawful purpose.
- You may not copy, scrape, or redistribute substantial parts of the site without permission.
5. Intellectual Property
All content, design, and code on CalcFin are owned by us or our licensors and are protected by applicable intellectual-property laws.
6. Third-Party Links & Ads
The Service may contain advertisements and links to third-party websites. We are not responsible for the content, products, or practices of those third parties. Our use of cookies and ads is described in our Privacy Policy.
7. Disclaimer of Warranties & Limitation of Liability
The Service is provided "as is" and "as available", without warranties of any kind. To the maximum extent permitted by law, CalcFin shall not be liable for any direct, indirect, incidental, or consequential losses arising from your use of, or reliance on, the Service or its results.
8. Governing Law
These Terms are governed by the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the courts of India.
9. Changes
We may revise these Terms at any time. Continued use of the Service after changes means you accept the updated Terms.